Retail Services

EDR Financial, headquartered in Whitefish Montana, is a locally owned and operated, registered advisory firm. The company is a member of the FINRA, and the Securities Investor Protection Corporation (SIPC). Services are provided to clients in over 25 states nationwide. In addition to our own research we utilize information from many professional sources including Chaiken Analytics, Interactive Brokers, Argus, Morningstar and Valueline.

 

Stocks and Bonds

EDR Financial offers stocks and bonds to clients on a discounted fee schedule. We have access to real-time quotes and direct access to the traders to act in the best interest of the clients and achieve best possible execution. Our advisors are well versed in individual issues, corporate, agency and government bonds, unit investment trusts, options and certificates of deposit.

 

ETF’S

EDR Financial offers a wide range of ETF’s from leading fund families. Our advisors know the manager reputations and have research information available to them to help you make informed investment decisions.

 

Pension and Retirement Plans

EDR Financial helps individuals and businesses plan for retirement. We advise our individual clients on how they might maximize their tax benefits by participating in their own retirement plan or their company’s plan. At the business level, we help companies with plan design, administrative decisions, and finding the best available plan options for them subject to their specific needs. We also provide extensive education to plan employees, as this is a critical part of implementing a successful company retirement plan.

 

Portfolio Management

For the institutional and individual investor, EDR Financial offers customized portfolio management. Each portfolio is specifically tailored to meet the investment objectives and risk tolerance of the investor.

Clients enjoy the comfort of knowing their assets are managed by a team of experienced professionals. Market conditions are monitored and analyzed by our Portfolio Management Team with the clients individual financial needs in mind. Clients receive a quarterly management report that includes an overview of current market conditions, a statement of assets report, a performance statement, and year-end gain/loss information.

 

Account Management

EDR Financial helps individuals and businesses plan for retirement. We advise our individual clients on how they might maximize their tax benefits by participating in their own retirement plan or their company’s plan. At the business level, we help companies with plan design, administrative decisions, and finding the best available plan options for them subject to their specific needs. We also provide extensive education to plan employees, as this is a critical part of implementing a successful company retirement plan.

 

Insurance Management

Proper insurance coverage can be a sound foundation for many financial plans. From advanced estate planning and business plans, to basic family protection, we have the expertise to address all of your insurable needs. Life insurance provides needed protection against unexpected loss, but can also be uses as a hedge against deterioration of retirement income due to inflation and taxes. A properly structured life insurance plan not only offers tax deferral, but also affords access to tax-free income to the contract holder.

In addition to the full spectrum of life insurance products, we offer a wide variety of variable and fixed annuities. Fixed annuities offer a safe haven from volatile market conditions as well as providing lifetime income for the annuitant. Variable annuities offer tax-free exchanges from one investment vehicle to another and also offer the lifetime income options. Whatever the situation necessitates, our experienced representatives will present the best options available.

 

Professional Investment Advice

EDR Financial helps individuals and businesses plan for retirement. We advise our individual clients on how they might maximize their tax benefits by participating in their own retirement plan or their company’s plan. At the business level, we help companies with plan design, administrative decisions, and finding the best available plan options for them subject to their specific needs. We also provide extensive education to plan employees, as this is a critical part of implementing a successful company retirement plan.


 

Individual Client Services

Your finances grow and change throughout the various stages of your life. To ease financial transitions you need sound advice and planning. EDRIA’s personal money managers offer just that. With customized portfolio management we help our clients adjust and grow through each phase of life.

  • Wealth Management
  • Retirement Planning (IRAs, SEPs)
  • Wealth Accumulation
  • Investment Tax Planning
  • Fixed Income Strategies
  • Wealth Transfer
  • Financial Consulting
  • Estate Planning
  • College Planning

 

Business Services

In addition to personal financial services, we also provide professional money management for businesses and their employees.

  • Pension and Retirement Plans
  • Profit Sharing Plans
  • Qualified Plans – 401(k)
  • Non-qualified Plans